Update on Fixed Rate Loan interest start time

To provide you with a smoother product experience, the interest accrual time for Fixed Rate Loan and Deposits will change starting Oct 9, 2025.

What’s changing?

Before: Interest accrual starts at the precise time of order matching.

After: Interest accrual starts at the nearest scheduled slot after the order match.

Example

Order matched at 10:42AM UTC > Interest starts at 12PM UTC.

Scheduled slots (UTC):

12AM

12PM

Important

- Existing Fixed Rate Loan and Deposit orders aren't affected.

- This applies to newly-matched orders on and after Oct 9, 2025.

Learn more

[How to get started with Easy Earn](https://www.bybit.com/help-center/article/How-to-Get-Started-With-Easy-Earn)

[Introduction to Crypto Loans](https://www.bybit.com/help-center/article/Introduction-to-Crypto-Loans)