SmartEarn Gets a Fresh Upgrade: Higher Yields, Easier Experience

Dear HTX Users,

HTX's upgraded SmartEarn product has been live since its official launch on January 4, 2026. This update is designed to offer you higher returns and a more convenient asset-management experience.

[Upgrade Highlights at a Glance]

Enhanced Yield: The new SmartEarn utilizes a funding-fee arbitrage strategy to deliver more competitive annualized returns.

Breaking Interest Limits: Mainstream assets like BTC and ETH can now earn you annualized yields comparable to stablecoins.

Smoother Experience: The new SmartEarn requires no manual reward redemption. Reward calculation and distribution are fully automated and earnings will be automatically credited to your Spot account the next day.

More Efficient Transfers: A multi-asset one-click transfer feature has been added, making it easier to manage diverse assets.

For more detailed information and usage guidance about SmartEarn, please refer to the following announcements:

Introduction to SmartEarn

Source of SmartEarn Profits Explained

[Seamless Transition for Existing SmartEarn Users]

If you were already using the previous version of SmartEarn, your service has been automatically migrated and is now available on the new version, and no action is required on your part. The old SmartEarn product page has been retired. However, you can still redeem any suspending historical points via the designated entry on the new SmartEarn page. For details, please refer to HTX to Launch New SmartEarn Version with Arrangements for Old Version Points Redemption.

[Handling of APY Booster Coupons on the Old SmartEarn]

After the launch of the new SmartEarn, APY Booster Coupons from the old version will no longer be displayed on the new product page. If you have APY Booster Coupons from the old SmartEarn in use, HTX will still calculate your boosted earnings normally, and will credit the corresponding amounts to your Spot account within 15 working days after the coupons' expiration date.

HTX will release a new version of SmartEarn APY Booster Coupons. Please stay tuned for further official announcements.

Explore the new SmartEarn now and enjoy your smarter and more efficient wealth journey!

HTX Team

January 4, 2026

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HTX reserves the right in its sole discretion to amend or change or cancel this announcement at any time and for any reasons without prior notice. The above is for information purposes only and HTX makes no recommendations or guarantees in respect of any virtual asset, product, or promotion on HTX. Prices of virtual assets are highly volatile and trading virtual assets involves risk. Please read our Risk Reminder text here.