Erebor

Erebor is a digital bank headquartered in Columbus, Ohio, USA, holding a national bank charter and FDIC deposit insurance, focused on serving enterprises in technology, cryptocurrency, defense, and advanced manufacturing. Its core services include deposit accounts, commercial lending, treasury management, and cross-border payments, with support for stablecoin deposits/withdrawals and on-chain settlement. Erebor employs a self-built core system and blockchain integration, allowing clients to flexibly convert between fiat and digital assets, while offering customized financing collateralized by crypto assets or specialized equipment such as GPUs. The bank operates without physical branches, delivers services via APIs and open banking channels, and maintains a high capital adequacy ratio to manage risk.