Interest-free period change for Institutional Loan and Simple Earn fixed

Starting at 08:00 am UTC on November 10, 2025, the interest-free period for Institutional Loan repayments will be extended from 24 hours to 72 hours.

As Institutional Loan borrowers, if you repay the loan more than 72 hours before maturity, you will be charged an extra prepayment fee equivalent to 100% of the residual interest. If you repay in the last 72 hours before maturity, remaining interest for the number of full hours until maturity won’t be charged.

As Simple Earn fixed users, if your order is terminated due to early repayment more than 72 hours before the scheduled term ends, you’ll receive 100% of the remaining interest as compensation. However, if early repayment occurs within the final 72 hours before term-end, interest won’t be charged for the remaining hours until maturity.

OKX team