Introducing XRPfi — Institutional-Grade XRP Yield with 5% APR, Powered by Bybit × Doppler Finance

We’re excited to introduce a new way to earn on your XRP.

Traditionally, XRP has not supported native staking — limiting its earning potential. Now, through a strategic collaboration with Doppler Finance, Bybit brings institutional-grade XRP yield strategies directly to retail users. Strategies are curated and executed by Doppler Finance, an XRP-native yield platform built to deliver secure, transparent, and institutional-grade yield solutions for non-staking assets.

For a limited time, earn up to 5% APR on 90-Day XRPfi Fixed income product— including a 2.5% guaranteed baseline APR and 2.5% bonus APR from a 30,000 XRP incentive pool.

Event Period: Apr 13, 2026 10:00 AM UTC – Jul 12, 2026 23:59 UTC

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What is XRPfi?

90-Day XRPfi is a fixed-term savings product designed for XRP holders on Bybit, offering a clear and predictable yield structure. The product provides a guaranteed 2.5% baseline APR, with the opportunity to earn additional promotional APR during campaign periods. All returns are consolidated and distributed in a single payout at maturity.

Key Features:

-Fixed 90-day investment term

-2.5% guaranteed baseline APR, with potential bonus APR

-One-time settlement at maturity

-No early redemption and no interim yield fluctuations

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Why Choose XRPfi?

-Low Risk: Market-neutral strategies help deliver stable and predictable returns.

-Asset Security: Funds are managed within Bybit’s infrastructure, with strategy execution only — ensuring full asset control and safety.

-First-of-its-Kind: A pioneering fixed-term XRP savings product, unlocking yield opportunities for a non-staking asset.

Terms & Conditions

- Once subscribed to XRPfi, funds cannot be redeemed prior to maturity and will remain locked for the full term. At maturity, users will automatically receive their principal along with all accrued returns in a single payout.

-This event is only open to users eligible for Savings services and may not be available, or may be restricted, in certain jurisdictions or regions or to certain users, depending on legal and regulatory requirements. These regions include, but are not limited to, China Mainland, France, Hong Kong, India, Kazakhstan and Uzbekistan. Please note that participants from Service Restricted Countries are not eligible to participate in this event.

-Islamic accounts are not eligible to participate in the event.

- Users must complete Identity Verification Lv. 1 to participate in the event.

-Institutional Users are eligible to participate in this event.

-The APR may fluctuates depends on market condition.

-All participating users must strictly abide by Bybit's Terms of Service. Bybit reserves the right to disqualify users who profit from malicious behaviors, including opening multiple accounts to obtain additional experience fees, and other behaviors that are illegal, fraudulent, or cause harmful effects.

-Bybit reserves the right to modify the terms of this event without notifying users in advance.

-Bybit reserves the right to the final interpretation of this event. If you have any questions, please contact our Customer Support team.