Discount Buy Is Live: Target a Lower Buy Price or Earn Up to 50% APR

KuCoin Earn is pleased to announce the launch of a new structured earning product — Discount Buy.

With Discount Buy, you can set a target buy price in advance and have the opportunity to purchase crypto at a price lower than the current market price. If the purchase condition is not triggered at settlement, you will receive your principal back with interest, allowing your idle funds to remain productive while waiting for a potential buying opportunity.

Product Highlights

1. Buy Crypto at a Target Discount

Users can set a target buy price based on their own market outlook. When the market price meets the product’s settlement conditions, the system will use the subscribed principal to purchase the selected crypto at the target buy price, helping users enter the market at a lower cost.

2. Earn Interest If the Purchase Is Not Triggered

If the discounted purchase is not triggered at settlement, users will receive their principal back and earn interest based on the product’s APR, improving capital efficiency while waiting for a potential entry point.

3. Principal Protection

If the purchase condition is not triggered, users will receive their principal back with interest. Compared with simply placing a limit order and waiting for execution, Discount Buy helps users make better use of idle funds during the waiting period.

4. Lower Trading Costs

Discount Buy may offer reduced or even zero execution fees, helping users further lower their entry costs. Please refer to the product page for the specific fee rules.

5. Suitable for Long-Term Investors and Dollar-Cost Averaging Strategies

Discount Buy is suitable for users who wish to purchase crypto at a target discount, build long-term positions, or accumulate assets in batches. Users can choose the target buy price, knockout price, product term, and reference APR based on their market expectations.

Settlement Rules

At settlement, the system will automatically determine the final result based on the relationship between the settlement price, target buy price, and knockout price. There are three possible outcomes:

Scenario 1: Settlement Price ≤ Target Buy Price

Your entire principal, namely 100% of the subscribed principal, will be used to purchase the selected crypto at the target buy price.

Scenario 2: Target Buy Price < Settlement Price < Knockout Price

50% of your principal will be used to purchase the selected crypto at the target buy price, while the remaining 50% of your principal will be returned to your account.

Scenario 3: Settlement Price ≥ Knockout Price

The discounted purchase will not be executed. You will receive your principal back with interest. The interest will be calculated based on the APR displayed on the product page and the actual product term.

Please refer to the product page and product terms for details including settlement price, APR, product term, subscription limits, distribution time, and other applicable rules.

How to Participate

1. Log in to your KuCoin account and go to the KuCoin Earn page;

2. Select the Discount Buy product;

3. Choose the target asset, subscription amount, target buy price, knockout price, and settlement date;

4. Read and confirm the product rules and risk disclosure;

5. Complete the subscription and wait for automatic settlement at maturity.

Thank you for your support!

Note:

1. Market Price Volatility Risk:The market price may not reach the target buy price, or it may rise above the knockout price. In such cases, you may only receive your principal and interest without completing the discounted purchase.Even if the purchase is successfully executed, the price of the selected asset may continue to fall afterward. Users shall bear the risk of subsequent market fluctuations.In addition, aggressive target buy price or knockout price settings may reduce the likelihood of a successful purchase or interest payout.

2. Liquidity and Flexibility Risk:Once subscribed, your funds will be locked until the settlement date and cannot be redeemed early or canceled. If sharp market fluctuations occur during the product term, you will not be able to adjust or exit your position in time.

3. Settlement Mechanism Risk:The settlement price is calculated based on the platform’s average price over a specified period. Due to market volatility, price delays, or other factors, the final settlement price may differ from your expectations.

Risk Warning:

KuCoin Earn is a risk investment channel. Investors should be sensible in their participation and be aware of investment risks. The KuCoin Group is not liable for users’ investment gains or losses. The information we provide is for users to conduct their own research. It is not investment advice. The KuCoin Group reserves the right of final interpretation of the activity. KuCoin is not responsible for any loss of assets caused by the user's own investment decisions or related behaviors, and the user should assume full responsibility.